How To Submit A Superbill to Insurance Companies

Jessica Bell

Dec 15, 2021

What is a Superbill?

Healthcare is expensive and we all know that. If you have a plan with out-of-network benefits, then it can be even more frustrating when you are forced to pay for care from providers who don't fall into your insurance network. The good news is there's a way to get reimbursed! It can often be a good idea to ask for a super bill for insurance. In this blog post, we'll discuss how to submit a superbill to your insurance company so they will reimburse you for the cost of an out of network provider visit.

What is a superbill?

A superbill, or super bill, is a document that healthcare providers use to bill insurance companies for services rendered. It includes information about the service, such as the date of service, type of service, and provider's name. The superbill also includes the patient's insurance information, such as plan name and member ID number.

How do I get a superbill?

To get superbills, simply ask your healthcare provider if they offer them. You can also visit websites like to purchase superbills for all of the providers in their network or for instructions on how to create a medical superbill.

Therapy practices, like Mosaic Minds Counseling, are generally happy to provide a superbill. As a client of Mosaic Minds Counseling, superbills are offered at the end of each month for clients who wish to exercise their out-of-network benefits. 

Why do I need superbill?

If you are not getting reimbursed by insurance companies when submitting claims (such as an EOB), then superbills are the next step. They act as proof that you had a session with an out of network provider, and they can be used to get reimbursed for sessions paid in full.

How do I submit a superbill?

There are a few ways to submit a superbill: 

- Mail the superbill to your insurance company

- Fax the superbill to your insurance company

- Upload the superbill to your insurance company's website

The simplest way is to simply send your superbill along with an EOB directly from the provider's document portal on their website.

However, it depends on your insurance company and their submission process. Some companies prefer that you mail the superbill, while others prefer that you fax or upload it. A UnitedHealthcare superbill, for example, can be submitted online. You can usually find this information on your insurance company's website.

What happens after I submit the superbill?

After you submit the superbill, your insurance company will process it and reimburse you for the cost of out-of-network care. It may take a few weeks for the reimbursement to process, so be patient.

If you have any questions about submitting a superbill, please don't hesitate to contact us. We're happy to help!

Are superbills only useful when I pay out-of-pocket?

No! Superbills can be submitted even if your visit was covered by insurance. Since superbills can be used to get reimbursed for out-of-network care, they are especially helpful if you have a high deductible or plan with no in-network benefits.

Final Thoughts

It is important to submit superbills when you are getting reimbursed by your insurance company. This helps them process the reimbursement for out-of-network care and allows you access to funds that would otherwise be unavailable if they did not receive proof of service. If all this seems daunting, just reach out! Our team is here to help you through the process.